{"id":41403,"date":"2024-04-04T14:25:27","date_gmt":"2024-04-04T14:25:27","guid":{"rendered":"https:\/\/le12.ma\/fr\/?p=41403"},"modified":"2024-04-04T14:20:44","modified_gmt":"2024-04-04T14:20:44","slug":"lencours-du-credit-bancaire-augmente-de-57-a-fin-fevrier-bam","status":"publish","type":"post","link":"https:\/\/le12.ma\/fr\/lencours-du-credit-bancaire-augmente-de-57-a-fin-fevrier-bam\/","title":{"rendered":"L\u2019encours du cr\u00e9dit bancaire augmente de 5,7% \u00e0 fin f\u00e9vrier (BAM)"},"content":{"rendered":"<h2><strong>L\u2019encours du cr\u00e9dit bancaire s\u2019est \u00e9tabli \u00e0 1.089,1 milliards de dirhams (MMDH) durant les deux premiers mois de 2024, en hausse annuelle de 5,7%, selon Bank Al-Maghrib (BAM).<\/strong><\/h2>\n<p><strong>Cet encours se r\u00e9partit sur les agents non financiers avec 915,3 MMDH et les agents financiers (173,7 MMDH), pr\u00e9cise BAM dans son r\u00e9cent tableau de bord \u201cCr\u00e9dits-D\u00e9p\u00f4ts bancaires\u201d.<\/strong><\/p>\n<p><strong>La stagnation du cr\u00e9dit aux entreprises non financi\u00e8res (ENF) priv\u00e9es recouvre des baisses de 8,4% des facilit\u00e9s de tr\u00e9sorerie et de 0,6% des cr\u00e9dits \u00e0 la promotion immobili\u00e8re et un accroissement de 3,1% des pr\u00eats \u00e0 l\u2019\u00e9quipement, fait savoir la m\u00eame source.<\/strong><\/p>\n<p><strong>Concernant les concours aux m\u00e9nages, ils ont enregistr\u00e9 une hausse annuelle de 1,3%, traduisant essentiellement des accroissements de 1,6% des pr\u00eats \u00e0 l\u2019habitat et de 0,5% des cr\u00e9dits \u00e0 la consommation.<\/strong><\/p>\n<p><strong>Le tableau de bord r\u00e9v\u00e8le aussi que le financement participatif destin\u00e9 \u00e0 l\u2019habitat, sous forme notamment de Mourabaha immobili\u00e8re, a poursuivi sa progression pour s\u2019\u00e9tablir \u00e0 22 MMDH apr\u00e8s 19,3 MMDH une ann\u00e9e auparavant.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>L\u2019encours du cr\u00e9dit bancaire s\u2019est \u00e9tabli \u00e0 1.089,1 milliards de dirhams (MMDH) durant les deux premiers mois de 2024, en hausse annuelle de 5,7%, selon Bank Al-Maghrib (BAM). Cet encours se r\u00e9partit sur les agents non financiers avec 915,3 MMDH et les agents financiers (173,7 MMDH), pr\u00e9cise BAM dans son r\u00e9cent tableau de bord \u201cCr\u00e9dits-D\u00e9p\u00f4ts [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":33991,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[26,54,24],"tags":[7939,13652,13651],"yst_prominent_words":[1554,1021,1551,1552,1225,1553,1550],"jetpack_featured_media_url":"https:\/\/le12.ma\/fr\/wp-content\/uploads\/2023\/07\/BAM-GUIDE-.jpeg","_links":{"self":[{"href":"https:\/\/le12.ma\/fr\/wp-json\/wp\/v2\/posts\/41403"}],"collection":[{"href":"https:\/\/le12.ma\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/le12.ma\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/le12.ma\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/le12.ma\/fr\/wp-json\/wp\/v2\/comments?post=41403"}],"version-history":[{"count":1,"href":"https:\/\/le12.ma\/fr\/wp-json\/wp\/v2\/posts\/41403\/revisions"}],"predecessor-version":[{"id":41404,"href":"https:\/\/le12.ma\/fr\/wp-json\/wp\/v2\/posts\/41403\/revisions\/41404"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/le12.ma\/fr\/wp-json\/wp\/v2\/media\/33991"}],"wp:attachment":[{"href":"https:\/\/le12.ma\/fr\/wp-json\/wp\/v2\/media?parent=41403"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/le12.ma\/fr\/wp-json\/wp\/v2\/categories?post=41403"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/le12.ma\/fr\/wp-json\/wp\/v2\/tags?post=41403"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/le12.ma\/fr\/wp-json\/wp\/v2\/yst_prominent_words?post=41403"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}