{"id":28365,"date":"2022-08-11T11:29:26","date_gmt":"2022-08-11T10:29:26","guid":{"rendered":"https:\/\/le12.ma\/fr\/?p=28365"},"modified":"2022-08-11T11:29:26","modified_gmt":"2022-08-11T10:29:26","slug":"assurances-le-resultat-net-grimpe-de-35-en-2021","status":"publish","type":"post","link":"https:\/\/le12.ma\/fr\/assurances-le-resultat-net-grimpe-de-35-en-2021\/","title":{"rendered":"Assurances: le r\u00e9sultat net grimpe de 35% en 2021"},"content":{"rendered":"<h2><span style=\"color: #000000;\">Le secteur des <a href=\"https:\/\/fr.wikipedia.org\/wiki\/Assurance\">assurances<\/a> a vu sa rentabilit\u00e9 s\u2019am\u00e9liorer en 2021, le r\u00e9sultat net ayant progress\u00e9 de 35% \u00e0 3,9 milliards de dirhams (MMDH), selon le 9\u00e8me rapport annuel sur la stabilit\u00e9 financi\u00e8re, publi\u00e9 par Bank Al-Maghrib (BAM), l\u2019Autorit\u00e9 de Contr\u00f4le des <strong>Assurances et de la Pr\u00e9voyance Sociale (ACAPS) et l\u2019Autorit\u00e9 <a href=\"https:\/\/le12.ma\/fr\/la-marocaine-chebbak-nominee-pour-le-titre-de-joueuse-de-lannee\/\">Marocaine<\/a> du March\u00e9 des Capitaux (AMMC).<\/strong><\/span><\/h2>\n<p><strong>L\u2019am\u00e9lioration a concern\u00e9 aussi bien le r\u00e9sultat technique (+0,8 MMDH) que le r\u00e9sultat non-technique (+0,3 MMDH), fait savoir le rapport, pr\u00e9cisant que les deux branches Vie et Non-vie ont affich\u00e9 un r\u00e9sultat technique en hausse respectivement de 30,9% et 16,8%.<\/strong><\/p>\n<p><strong>La hausse provient des effets combin\u00e9s du rebond du solde financier de 64,7%, du repli de la marge d\u2019exploitation de 23,3% d\u00fb notamment \u00e0 l\u2019augmentation de la sinistralit\u00e9 en assurance automobile, ainsi que du recul du solde de r\u00e9assurance de 86,6% en d\u00e9faveur des assureurs, explique la m\u00eame source.<\/strong><\/p>\n<p><strong>En incluant les r\u00e9assureurs exclusifs, le r\u00e9sultat net s\u2019est \u00e9tabli \u00e0 4,2 MMDH, en croissance de 31,4% par rapport \u00e0 2020.<\/strong><\/p>\n<p><strong>L\u2019appr\u00e9ciation du r\u00e9sultat net de 35% combin\u00e9e \u00e0 une augmentation moins importante des capitaux propres de 2,9% a permis de hisser le taux de rendement des fonds propres (ROE) \u00e0 9,5%, soit un niveau proche de celui enregistr\u00e9 avant le d\u00e9clenchement de la crise sanitaire.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le secteur des assurances a vu sa rentabilit\u00e9 s\u2019am\u00e9liorer en 2021, le r\u00e9sultat net ayant progress\u00e9 de 35% \u00e0 3,9 milliards de dirhams (MMDH), selon le 9\u00e8me rapport annuel sur la stabilit\u00e9 financi\u00e8re, publi\u00e9 par Bank Al-Maghrib (BAM), l\u2019Autorit\u00e9 de Contr\u00f4le des Assurances et de la Pr\u00e9voyance Sociale (ACAPS) et l\u2019Autorit\u00e9 Marocaine du March\u00e9 des [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":28366,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[9854,747,10390],"yst_prominent_words":[2400,1225,2404,1553,2397,246,2396,2392,2394,2399,2398],"jetpack_featured_media_url":"https:\/\/le12.ma\/fr\/wp-content\/uploads\/2022\/08\/assurance.jpg","_links":{"self":[{"href":"https:\/\/le12.ma\/fr\/wp-json\/wp\/v2\/posts\/28365"}],"collection":[{"href":"https:\/\/le12.ma\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/le12.ma\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/le12.ma\/fr\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/le12.ma\/fr\/wp-json\/wp\/v2\/comments?post=28365"}],"version-history":[{"count":1,"href":"https:\/\/le12.ma\/fr\/wp-json\/wp\/v2\/posts\/28365\/revisions"}],"predecessor-version":[{"id":28367,"href":"https:\/\/le12.ma\/fr\/wp-json\/wp\/v2\/posts\/28365\/revisions\/28367"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/le12.ma\/fr\/wp-json\/wp\/v2\/media\/28366"}],"wp:attachment":[{"href":"https:\/\/le12.ma\/fr\/wp-json\/wp\/v2\/media?parent=28365"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/le12.ma\/fr\/wp-json\/wp\/v2\/categories?post=28365"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/le12.ma\/fr\/wp-json\/wp\/v2\/tags?post=28365"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/le12.ma\/fr\/wp-json\/wp\/v2\/yst_prominent_words?post=28365"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}